Saturday 7 November 2015

Expenditure and Wastage

Bismillahir Rahmaanir Raheem

Hadhrat Moulana Abdul Hamid Is`haq Saheb (Daamat Barakaatuhum)

Islam is a beautiful, perfect way of life which does not stifle worldly progress and success. If making money was prohibited and off-limits and man was expected to just live for the day, we would not have the beautiful system of Zakaah or the laws of inheritance.

Whilst Islam allows the individual to make use and enjoy worldly amenities and comforts, we are required to curb our attachment, love and greed for Dunya. And there is no doubt that man has love for Dunya because the Creator of man – Allah Ta’ala - mentions this very clearly:

وَإِنَّهٗ لِحُبِّ الْخَيْرِ لَشَدِيْدٌ ۚ
“And indeed he (man) is intense in his love of wealth.”
[Surah Al-Aadiyaat 100 : 8]

This Ayat refers to the test man has been put through in respect to his wealth.

Amongst the beautiful teachings of Dien, Islam also teaches and instils discipline and moderation. So as a person improves in his finances and he earns more - then by all means, he can improve his home and upgrade his belongings and live well - but it should not be that he lives wastefully and extravagantly, spending heedlessly and uncontrollably because he has money.

Comfort is acceptable. Some luxury is permissible. However, extravagance, wastefulness and lavishness – are sinful. Allah Ta’ala states:

“Surely, squanderers are brothers of shaytaan, and shaytaan is very ungrateful to his Lord.”

Whilst Shari’ah allows for us to upgrade our standard of living, but as Muslims – we have to also have concern for Aakhirah and accountability and keep before us the wellbeing and welfare of others. We should also use our excess wealth for those around us who are poor and destitute - and upgrade their lives and improve their conditions as well.

Rasulullah  said: None of you truly believes until he loves for his brother what he loves for himself[1]

Together with this, we should spend what is surplus in noble causes which will benefit the Ummah at large and which will contribute to progress in the different works of Dien – and which will contribute to our salvation and success in the Hereafter, Insha-Allah.


Hadhrat Uthman (Radhiyallahu ‘anhu), Hadhrat AbdurRahman Ibn Auf (Radhiyallahu ‘anhu) and many Sahabah (Radhiyallahu anhum) were extremely wealthy. Look towards how they lived their lives despite the abundance of wealth they possessed; how they earned and how they spent their wealth.

Despite great, great wealth, they chose simplicity and a modest, humble lifestyle – sparing themselves the concerns, stress and the waste of time that comes with accumulating the embellishments of Dunya.

Hadhrat Uthman (Radhiyallahu ‘anhu) had said so aptly:  “Concern of this world is darkness in the heart, but concern with the hereafter is light in the heart.”

Hadhrat Uthman (Radhiyallahu ‘anhu) is well known for his generosity and spending in the causes of Dien. He purchased the well of Raumah for 10 000 Dirhams solely for the free usage of the Muslims. He would purchase slaves every Jumu`ah with the intention of freeing them for the pleasure of Allah Ta’ala.

When it came to responding to the call of Tabuk, he provided 1000 fully equipped camels and horses and 10 000 Dinars, and similarly, he would provide generously for all battles and expeditions. Time and again, he would purchase the properties of people to facilitate the expansion of Masjidun Nabawi  and would provide liberally to the poor, needy and widows.

Hadhrat AbdurRahman Ibn Auf (Radhiyallallahu ‘anhu), who also belongs in the category of the Ashara Mubashara [the ten Sahabah (Radhiyallallahu ‘anhum) who were given the glad tidings of Jannah] was an extremely successful trader and a man of immense wealth. Despite being blessed with so much, he was not heedless of the trust and responsibility of money nor did he allow his riches to distract him.

His good fortune in business and trade left him so amazed, to the extent of saying: “If I lift a stone, I find beneath it, gold and silver!" …This was the ease with which Allah Ta’ala facilitated his sustenance. 

There was no greed that motivated Hadhrat  AbdurRahman Ibn Auf (Radhiyallallahu ‘anhu) – greed which takes so many of us away from Salaah, from Zakaah, from maintaining family ties and other good and greed which even takes towards Haraam – interest, gambling, fraud, etc.

Hadhrat Uthmaan Ibn `Affaan (Radhiyallahu ‘anhu) had said: "AbdurRahman`s money is Halaal and pure. Its food gives health and blessing."

He earned only to spend on the poor and needy and where the pleasure of Allah Ta’ala would be obtained. It has been said that one third of his wealth was for Sadaqah and strengthening the ties of kinship, one third was for loans which he would not ask for, and another third was to pay the debts of others. He would say: “The people of Madinah are partners of Ibn `Auf in his wealth.”

On one occasion, he sold a piece of land for 40 000 Dinars and distributed the entire amount. It is also related that in his lifetime, he freed 30 000 families of slaves. After the demise of Rasulullah  Hadhrat AbdurRahman Ibn Auf (Radhiyallallahu ‘anhu) generously supported the Azwaajul Mutahharaat (Radhiyallahu ‘anhunna).

Similarly, other Sahabah (Radhiyallallahu ‘anhum) and many from amongst our Aslaaf (pious predecessors), would spend – seeking the Pleasure of Allah Ta’ala and Jannah. It was never with the purpose of living it up for themselves.

Many Sahaba-e-Kiraam (Radhiyallallahu ‘anhu) later became governors and held high positions in different lands – but those high positions did not change their modest, simple way of living and did not curtail their generosity – rather it increased their kindness upon the creation.

Today, our brothers and our sisters and our children in Syria, in Palestine, in Burma, in Central Africa are in dire, desperate need of our assistance. Even in our own country, thousands are living in very miserable, pitiable conditions.

And where there is poverty and ignorance, we will find the Christian missionaries working very, very hard – by providing food and other material needs in their invitation to Christianity. This is their way of winning people over to Christianity. They offer what is false of religion whereas we have what is true – but very sadly, we fail in our responsibility to those who are suffering and poverty stricken. ...We should make a concerted effort and see to the needs of the poor and destitute. 

In these times, there is no shortage of avenues whereby our money can be usefully spent. So take the cue from the Sahaba-e-Kiraam (Radhiyallahu ‘anhum) and seek the Pleasure of Allah Ta’ala and seek the Aakhirah with the wealth Allah Ta’ala has granted.

Imbibe the spirit of the Sahaba-e-Kiraam (Radhiyallallahu ‘anhu). Live the quality of moderation for oneself and the quality of generosity with others. …May Allah Ta’ala grant us the Taufeeq.


Unfortunately and very sadly, we find today that for many, living is about personal comfort, ease, relaxation and happiness. There is no differentiation between what we need and what we want. And human weakness is that what we see – we want; even when there is no need. We take great pride in having the best of Dunya but little attention is given to having the best of Deen.

Not only have women become compulsive shoppers but many men have become just as uncontrolled in their expenditure. We have so much of clothing, so many shoes and so many other material items that we require more cupboard space, more storage space and even more rooms. Sometimes, there is so much of food that a person requires two or three fridges as well as deep-freezers.

Each season comes with new colour schemes and new designs for homes, kitchens, clothing, shoes, bags, cell phones, etc. and we get so carried away. Our gullibility and foolishness become evident because our energies, our time and our money are directed to the mundane and insignificant instead of on Dien and elevating the Dien of Allah Ta’ala. We have fallen deep into Ghaflat (negligence) and lost focus of the purpose of our time in this world.

Not only does a person lose spiritual focus, but often one’s sense of humanity is lost. There is little thought about the poor and needy and the suffering humanity across the globe – because we perceive a need for more and more material possessions – for ourselves. 

...And it is this that contributes to the huge chasm and division between rich and poor and which also breeds bitterness and enmity.

Hubbud Dunya (Love for the world) gives rise to the parasites of greed and selfishness – which cause great harm – especially to a person’s Dien.

Rasulullah  said: “Two hungry wolves let loose on a flock of sheep cannot cause as much destruction to the flock than the damage inflicted to one’s Dien by one’s greed for wealth and fame.”[2]

We spend exorbitant amounts of money for branded clothing and accessories – and in doing so offer those fashion houses free advertising and promotion from our side, by displaying their names on ourselves.

Nowadays, we find even the Kurtas, Burqahs, Niqaabs, Jilbaabs, etc. are designer and branded. Why do we want these names all over our clothes and accessories? If it to show off or out of pride, then we should keep in mind the Hadith wherein Nabi  said: “Whoever wears garments for fame, Allah will clothe him with the garment of disgrace.”[3]

…Moreover, we are paying these companies so much and then do them a free service by advertising their brand and increasing their profit margins. We do not even recognise that we are being exploited to increase their sales.

Amongst different noble attributes, Allah Ta’ala describes His Special Servants as having the beautiful quality of moderation:

وَالَّذِيْنَ إِذَآ أَنْفَقُوْا لَمْ يُسْرِفُوْا وَلَمْ يَقْتُرُوْا وَكَانَ بَيْنَ ذٰلِكَ قَوَامًا

‘And those, who, when they spend, are neither extravagant nor miserly, but hold a medium (way) between those (extremes).’
[Surah Al-Furqaan 67:2]


Dunya is like quick-sand. It pulls a person in, drawing a person away from Dien; devouring his time, exhausting his wealth and depleting his energy. Dunya deprives us of opportunities of earning our Aakhirah.

On one occasion, a brother, who had Ta’alluq with our Sheikh, Hadhrat Moulana Hakeem Muhammad Akhtar Saheb (Rahmatullahi ‘alayh) and would attend the programmes at the Khanqah, said to Hadhrat (Rahmatullahi ‘alayh) that he intended to open a third factory. Hadhrat (Rahmatullahi ‘alayh) responded: “You already have two factories. A third one will take you away from me, take you away from attending the programmes and your time in Dien will be reduced because of a something of Dunya – which is not even a need.”

Alhamdulillah, this advice was sufficient for the brother to change his mind. 

Hadhrat Hasan Basri (Rahmatullahi ‘alayh) said: “Beware of the diversions of this world, which are many. If a man opens a door of diversion, then that door may open ten other doors.”

Let us ask ourselves: In the last 24 hours, have we devoted more time to Dien or to Dunya? Have we spent more money for Dien and for earning our Aakhirah or have we spent more of our money on Dunya’s luxuries? 


Dunya is Darul Ghuroor – a place of deception. We give our time to and spend so much on something we have to leave behind and something that has no value in the Sight of Allah Ta’ala. 

Rasulullah (Sallallaahu ’alayhi wasallam) said: “If this world was worth the wing of a mosquito in the sight of Allah, He would not have given a disbeliever a single gulp/ sip of water.”[4]

Once Hadhrat ‘Umar (Radhiyallahu ‘anhu) passed by a garbage dump and stopped there, and his companions were uncomfortable due to the bad smell. He said: ‘This is the world of yours which you are so eager for and you weep over.’

This weakness of pursuing Dunya leads to rivalry, competition, jealousy and many other problems. A Muslim competes for the Aakhirah and understands that accumulating more of this Dunya slows him down in the race for Jannah!

Hadhrat Umme Darda' (Radiyallahu 'anha) narrated that she once asked Hadhrat Abu Darda (Radiyallahu ‘anhu): ‘What is the matter with you? Why don’t you also earn (abundant) sustenance just as so and so does?’

So he replied: “I heard Rasulullah  say: ‘Verily, before you lies a very steep incline, the heavily burdened will not cross through it with ease, so I desire to keep myself light for that incline.’”[5]

Were we to adopt some simplicity in life – which is Sunnah – life will become pleasant and easy. Otherwise Dunya comes with great stress and endless worry.

Imam Shafi’ee (Rahmatullahi ‘alayh) had said aptly: "Were this world to be sold on the market, I would not buy it for a loaf of bread, for all the troubles it contains." 


Rasulullah  say: “By Allah, I do not fear poverty for you, but I fear that the world would be abundant for you as it has been for those before you, so you compete for it as they have competed for it, and it destroys you as it has destroyed them.”[6]

Millions of Rands, Dollars, Pounds, Riyaals, etc. are literally squandered for this excessiveness, entertainment, sports, weddings, etc. with no thought: If I spend less – without even compromising on my comfort – I can spend the extra money on some homeless person or family. I can maintain a poor family for many years with these millions which I don’t waste on myself.

In these times especially, when the Ummah across the globe is going through very, very trying conditions and great suffering and grief, it is a truly an indictment upon us if we choose to splash out and spend wastefully without care and concern for our brothers and sisters who have no homes, no food, no clothing, no water, no electricity … and are in abject poverty, subjected to oppression, suppression and persecution.

We should also keep in mind that our ways and our traits pass over to our children. Our children are accustomed to luxury and know nothing much about poverty – so there is sometimes very little appreciation of Allah Ta’ala’s Ni’mats (bounties). Many of our children cannot relate to the poor and needy – and sometimes they only know that whatever they wish for is to be granted.

We find today that children will demand the latest fashion and technology. Thousands are wasted in this manner. They understand ‘taking’ but sometimes have no concept of ‘giving’. Again, what is imprudently nurtured is selfishness and greed.

There is a need to teach them simplicity because we just don’t know when conditions could change. And we are living in a country where the situation is very volatile.

Hadhrat Abu Dharr reported Rasulullah said: “My close friend (i.e. Rasulullah ) ordered me with seven things:

1.)    To love the poor and to be close to them,
2.)    To look to those who are less than me and not to those who are above me,
3.)    To maintain the ties of kinship even if they break them off,
4.)    To not ask anyone for anything (i.e. to abstain from begging),
5.)    To say the truth even if it is unpleasant,
6.)    To not fear the censure of the critics, and
7.)    To increase in saying: ‘There is no might nor power except with Allah,’ as it is from the treasures that are underneath the Throne.”[7]

As one our ‘Ulama had explained – the message of which is: When Allah Ta’ala blesses with Dunya – with an increase in wealth, with prosperity and affluence – then instead of us just improving and upgrading our own standard of living, we should raise and improve our standard of giving.

May Allah Ta’ala purify us of Hubbud Dunya, greed, selfishness and other base qualities, and instil within us the qualities of selflessness, generosity and the noble quality of the Sahaba-e-Kiraam (Radhiyallahu ‘Anhum), whom Allah Ta’ala describes as:

وَيُؤْثِرُوْنَ عَلٰۤى أَنْفُسِهِمْ

“…They prefer others above themselves…”
 [Surah Hashr 59 : 9]

Let us live by the words of Rasulullah , who would impress upon his beloved companions the reality of this life – its transitory nature and the perishable nature of its commodities:

 “O Allah! There is no true life except the life of the Hereafter.”[8]

[1] Sahih Bukhari
[2] Tirmidhi 2482
[3] Abu Dawood
[4] Tirmidhi
[5] Tabarani 
[6Sahih Bukhari, hadith: 3158 and Sahih Muslim.
[7] Musnad Ahmad, vol. 5 pg. 15
[8] Sahih Bukhari